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Thai Notary Law & Service Phuket
THAI NOTARY LAW
Phuket • Thailand

Health insurance for visas and medical care

Insurance conditions for Non-O-A and LTR visas, the published minimum cover, using insurers regulated by the OIC, policy certificates Immigration accepts, and certifying medical documents for claims abroad.

Does the Non-O-A visa require health insurance?

Yes. The Non-Immigrant O-A visa, applied for at a Royal Thai Embassy or Consulate-General abroad, requires the applicant to show health insurance covering the whole period of stay in Thailand up to the published minimum sums insured, issued by an insurer that confirms cover inside Thailand. Check the current sums and conditions with the embassy where you file, because the notification is revised from time to time.

What health insurance does the LTR visa require?

The Long-Term Resident visa administered by the Board of Investment requires health insurance at the coverage level set in the published criteria, or alternatively the specified deposit evidence, and in some cases Thai social security coverage. The exact sums and accepted documents are published in the BOI LTR system, so follow the version in force when you file.

Can foreign health insurance be used with Immigration?

Yes, where the policy clearly shows cover inside Thailand at or above the published minimum and comes with documentation in English or a certified translation. In practice officers ask for an insurer's letter naming the insured, the period of cover and the inpatient and outpatient sums. If the policy was issued abroad, prepare a certified translation in advance to avoid being sent back to fix documents.

How are Thai medical documents certified for a foreign insurance claim?

Ask the hospital for the medical certificate and itemised bill in English, signed by the treating physician and stamped by the hospital. If the foreign insurer needs further certification, the signature and true copies are certified by a Notarial Services Attorney, then legalised by the Department of Consular Affairs and, where required, by the destination embassy.

How long can I drive in Thailand on a foreign licence?

An International Driving Permit issued under a road traffic convention to which Thailand is a party may be used for the validity shown on it and must be presented together with the underlying national licence and your passport. Once you are a long-stay resident, the practical answer is to obtain a Thai licence, because motor insurers and officers also look at your residence status.

What is the pink card for non-Thai nationals used for?

It is an identification card issued by the registrar to people listed in the non-Thai house registration book. It makes proving identity and address easier with domestic agencies and some hospitals. It is not a travel document and not evidence of a right of residence — your stay still rests on your visa and the permission granted by Immigration.

Can documents be certified at my home, hotel or hospital?

Yes. A Notarial Services Attorney can attend off-site, provided the signatory appears in person, signs in the attorney's presence and presents original identification. Where the signatory is hospitalised, prepare evidence that they were lucid and understood the document, because foreign recipients scrutinise capacity closely.

How much health insurance cover does each visa type require?

It depends on the visa category and is revised periodically. The Non-O-A long-stay visa requires health cover for the whole period of stay at the officially announced sums insured. The BOI Long-Term Resident visa allows insurance or a deposit alternative under the criteria published at ltr.boi.go.th. Policies must come from an approved insurer or an acceptable foreign insurer, with an English-language certificate of cover. Always verify current figures with immigration or the OIC before buying — non-compliant policies are a common cause of rejection.

Can a foreigner register a car or motorbike in their own name?

Yes. The Department of Land Transport registers vehicles to foreigners who can evidence a Thai address. The core documents are a passport with a valid visa, a residence certificate from immigration or your embassy or a Tor Ror 13 house book, and the dealer invoice or sale agreement. Some offices want every stamped passport page copied and signed. On insurance, take comprehensive cover or at least compulsory insurance plus third-party liability — Phuket's accident statistics are high.

In what order should I set up life in Phuket after moving?

Secure your visa status first, then a lease naming the person shown on the title deed, then the TM.30 address notification and a residence certificate. Only after those can you reliably open a bank account, obtain a Thai driving licence and buy local health insurance, because each step is the documentary input for the next.

Thai licence versus international driving permit: which suits a relocating resident?

An international permit suits short stays, works only alongside your home licence and expires according to the convention under which it was issued. Anyone settling long term should obtain a Thai licence: it doubles as domestic photo ID, renews more easily, and can affect motor insurance pricing. Holders of a valid foreign licence are usually exempted from the practical test once a certified translation is filed, but must still attend the briefing, pass the physical aptitude checks and sit the written exam.

Relocating with children: what documents should be prepared?

The core document is each child's birth certificate, authenticated in the country of issue and either apostilled or legalised by the Thai embassy, then translated into Thai and certified by the Department of Consular Affairs. It supports the dependent extension of stay, school admission and health insurance. International schools usually also require two to three years of school reports with translations and a letter from the previous school. Allow one to two months before term starts, because cross-border authentication cannot be rushed.

Which health-insurance conditions matter most for new residents?

Check three things. First, whether your visa category prescribes minimum cover and an accepted policy format. Second, the scope of cover: inpatient and outpatient care, emergency evacuation and continued treatment of pre-existing conditions. Third, the hospital network in the province where you will actually live and whether direct billing applies there. Older applicants should verify long-term renewal terms, since some policies cap the entry or renewal age and force a change of insurer exactly when a visa extension is due.

I moved to a new address within Phuket. Who must be notified?

First, the householder or accommodation operator files the foreigner residence notification within the statutory window after check-in. Then update the address for ninety-day reporting. If a work permit or extension of stay relies on the old address, file the new address so every file matches, and update the bank, the Land Transport office if you own a vehicle, and your insurer. Mismatched addresses across files are a common reason the next application draws extra document requests.

How do I choose a hospital and health insurance that satisfy visa rules?

Check three things: the minimum coverage the visa category requires, whether inpatient and outpatient cover match the stated conditions, and the certificate format the authority accepts. Foreign policies usually need an English certificate stating the sums insured and a period matching the extension applied for, and sometimes a certified translation. Request a fresh certificate for every application rather than reusing last year's.

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Official sources referenced

Government fees and processing times on this page were last verified in July 2026 by our Notarial Services Attorneys registered with the Lawyers Council of Thailand. Figures follow published agency schedules, may change without notice, and actual turnaround depends on each authority's queue. Please reconfirm with the issuing authority before you file.